Are Dental Implants Covered by Insurance?

A LaGrange Oral Surgery and Implant Center staff member works on patient paperwork.

Believe it or not, the holiday season is already here. In just a few short weeks, you’ll be ringing in the new year. Unfortunately, your dental insurance is also about to expire. If you’re like 97% of adults, you likely have several benefits you’re about to lose. Don’t throw money down the drain. You can use your coverage to help offset the cost of dental implants, like your consultation with an oral surgeon in LaGrange. You can invest in a complete smile without breaking the bank to look and feel your best in 2021.

How Much Do Dental Implants Cost?

There isn’t a set rate for dental implants because there are various factors that influence the cost, like the number of teeth you’re treating. Each phase has separate fees, which can make it easier to pay for your new smile because you won’t need to cover the entire amount upfront. You’ll have more time to pay to keep your dental implants within your budget.

Can I Use My Dental Insurance?

Every policy is unique, but most people can get dental implants with insurance coverage. By paying your monthly premiums, you have access to comprehensive benefits that can be used to help offset the cost of certain steps in your treatment. After reaching your annual deductible, you will have a yearly allowance to use toward the cost of dental care. You can use the funds to lower the amount you pay for portions of your plan, like your consultation, X-rays, or the restoration.

With the end of the year quickly approaching, you can use your dental insurance to help split the cost of the treatment into next year. If you don’t act fast, you will miss the opportunity because your benefits expire at the end of the year. If you don’t use all your policy, you won’t be reimbursed for your premiums or deductible. Any unused allowance won’t carry over into the new year to accumulate.

How Much Will I Need to Pay?

There isn’t any way to know how much you’ll pay without first having a consultation. Your oral surgeon will determine if you’re a candidate for dental implants. They’ll provide you with an estimate and discuss your payment options, like using your dental insurance. They will work on your behalf with your insurance carrier to file the necessary claim forms for reimbursement. If there’s any remaining balance, they will help you find the solutions you need, like third-party financing.

If you’re ready to enjoy a nearly perfect replica of your natural smile, it’s time to invest in dental implants. Your oral surgeon will treat your tooth loss without draining your wallet.

Need a consultation?

If you’re interested in more information about our oral surgery services, or want to learn how our team can restore your smile, drop us a line! We’d love to help you feel your best.